No accounts · No servers · No tracking
Your whole net worth. Nobody’s business but yours.
Pixel Finance tracks everything you own on your iPhone: bank accounts, investments, crypto, property and debts, in any mix of currencies. There is no server behind it, so your financial life never leaves your phone.
Get notified at launch Coming soon to the App Store
Private, properly
Everything lives in a file on your phone, protected by its encryption. No sign-up, no cloud copy, no tracking. The file is yours, and you can take it with you whenever you like.
Every currency, one profile
Most budget apps handle one currency per budget. YNAB and Actual Budget both suggest keeping a separate budget for each one. Pixel Finance holds GBP, SGD, USD, JPY and the rest side by side, with real exchange rates, in a single net worth.
Investments included
Stocks and funds with live quotes, crypto tracked straight from a wallet address, plus property, vehicles and anything else you own. Not just a spending tracker.
Free to use, no ads
The app is free, with no adverts and no trackers. Going Pro costs $2.99 a month or $24.99 a year, a fraction of what the others charge. Either way, your data is never sold, because we never have it.
Everything you own, in one place.
Pixel Finance is built for real portfolios, the kind that end up spread across countries, brokers and currencies.
- Accounts & cards from any bank, in any currency
- Investments with live quotes, crypto by wallet address
- Property, vehicles & valuables alongside mortgages and loans
- Transfers and debt payments handled properly, so nothing gets counted twice
Fast enough to actually use.
Log a coffee in three taps. Point the camera at a paper receipt and it becomes a transaction, read entirely on your phone, in your language and your currency.
- Quick entry: amount, account, done
- Receipt scanning that never uploads a photo
- Recurring payments that log themselves
- Budgets that tell you where you’ll land this month, not just where the money went
How it compares
YNAB, Actual Budget and PocketSmith are all good tools. Here is where they differ, based on their own pricing and support pages as of July 2026.
| Pixel Finance | YNAB | Actual Budget | PocketSmith | |
|---|---|---|---|---|
| Price | Free; Pro is $2.99/month or $24.99/year | $14.99/month or $109/year | Free, open source | Free tier; paid plans from $9.99/month |
| Multiple currencies in one budget | Yes, with live exchange rates | No, one currency per budget | No, manual workaround only | Yes, on paid plans |
| Investment tracking | Per holding, with live prices | Account balances only | None | Balances only; holdings need Sharesight |
| Crypto | Yes, straight from a wallet address | No | No | Bitcoin as a currency only |
| Works without an account | Yes, nothing to sign up for | No | Yes, if you host it yourself | No |
| Where your data lives | On your phone | Their servers | Your device, or a server you run | Their servers |
| Native iPhone app | Yes | Yes | No, web app only | Yes |
If we have got something wrong here, tell us and we will fix it: hello@pixelfinance.org